Personal Finances is a freeware home finance manager for people on the move. Designed to run both on the desktop computer and from any USB drive, the tool lets you keep transactions - earnings and expenses and see whether you live on a budget, or overspend. The application offers many reports to help you analyze the budget in all details and cut out unnecessary expenses.

The peculiarity of Personal Finances lies in its outstanding simplicity. Novice users can learn how to track budget much quicker than with advanced online personal financial systems. Making and maintaining the budget in this application is a matter of a few steps. The first step is to add accounts, such as bank account, credit cards, and cash. The second step is to set up categories. It will allow the user to categorize and sort expenses and income and review financial information in a meaningful way through reports. The third step is to enter transactions, in other words, everything you earn and purchase, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.

Once the transactions are entered, the user can review the financial position using the summary view of all transactions. This program helps to see whether you live within the money your make. You'll see how much money you earn, how much you spend, how much is allocated to each member of the family and be able to determine the overspending categories that make the budget come out on the negative side and correct spending habits.

Personal Finances is freeware. Plus, there's another good benefit in this application - it can be run from the USB drive, which means you can track your budget on a journey. Simply plug the USB stick into any computer and update or review the budget.

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